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rental portfolio loan

Portfolio financing that

grows with you

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LOAN FEATURES

Portfolio-based loans for

investment properties

Whether you're looking to expand your portfolio or consolidate multiple properties under one loan, our flexible financing solutions are designed to support your growth.

Finance 5+ rental properties or units under one loan
LOAN STRUCTURE
1-4 unit SFRs, condos, townhomes, and small multifamily
PROPERTY TYPES
Secure predictable payments for long-term stability
Fixed rate financing
Up to 75% of Value
powerful leverage
3-, 5-, 7-, or 10-year options
flexible terms
$500K to $50M+
LOAN SIZE
WHY COREVEST

Advantages of our rental portfolio loan

When it comes to your next project, the CoreVest difference lies in reliability and efficiency. See how our dependable capital and streamlined process compare to traditional financing options.

No ongoing depository relationship
Non-recourse
Tailored Loans
Multi-market cross collateralization
Time to close
Loan terms
✓
✓
✓
✓
✓
3, 5, 7, and 10+ years
Big Banks
X
X
X
X
Weeks
5 years or less
RECENTLY FUNDED DEALS
rental portfolio
$3,995,500
Closed
32 Properties
Kokomo, IN
rental portfolio
$19,750,000
Closed
126 Properties
Port Charlotte, FL
rental portfolio
$12,000,000
Closed
113 Properties
Cleveland, OH
rental portfolio
$14,000,000
Funded
54 Properties
Midland, TX
FREQUENTLY ASKED QUESTIONS

Expert answers

to your rental portfolio loan questions

Discover what makes CoreVest an industry leader. With over a decade of experience, we continue to raise the bar through each market cycle.

Meet Corevest
What types of residential properties do you finance?
We provide financing for single-family rentals with 1–4 units, condos, townhomes, and small multifamily assets.
Do you have seasoning requirements?
Yes, seasoning requirements apply to certain loans. For our term rental loans and DSCR loans, leverage is generally capped at 90% of the total cost within the first six months, increasing to 100% between six and 12 months. DSCR cash-out refinances are also generally capped for the first six months, while standard rate-and-term refinances generally carry no loan-to-cost (LTC) restrictions.
Is there a prepayment penalty, such as yield maintenance?
It depends on the loan. Yield maintenance is a standard practice that protects the lender from the loss of unpaid interest when a loan is paid off early. Think of it like a car lease, where breaking the agreement early typically requires fulfilling the remaining monthly payments.

Because our rental loans offer long-term fixed rates, they require yield maintenance. This generally includes 54 months on our 5-year note and 114 months on our 10-year note. Our line of credit, on the other hand, does not have prepayment penalties. Because it is a short-term financing option, it gives you the freedom to exit the deal when you’re ready.
Can a buyer assume my CoreVest rental loans if I sell my portfolio?
Yes, if certain conditions are met. For loans over $5 million, we generally grant a one-time right for a purchaser to assume the existing debt, subject to underwriting approval and an assumption fee. For loans under $5 million, debt assumption isn’t standard but can be reviewed on an exception basis.
Do you offer a non-recourse loan?
Yes, we offer both recourse and non-recourse options for our rental portfolio loans. While recourse loans require a personal guarantee from the operator, our non-recourse loans are secured by the underlying real estate asset, with recourse limited to certain circumstances (such as fraud and bankruptcy).
Do you require reserves on your loans?
Yes, we require reserves for taxes, insurance, and capital expenditures on our rental portfolio loans. This protects your real estate investments against unforeseen costs.
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rental LOANS

Discover more

rental loan solutions

Move fast on your next project with short-term loans for acquisition, new construction, or renovation.

Rental Loans
30-Year DSCR Loan
Scale your rental portfolio by qualifying based on your property’s rental income rather than your personal income.
Up to 80% LTV
Close in as little as 30 days
30-year term
Explore financing
Rental Loans
Short-Term Rental Loan
Bring long-term budget stability to your vacation rental portfolio with a fixed-rate loan.
Up to 75% LTV
Close in as little as 15 days
3–10 year terms
Explore financing

Consistently closing deals
‍

as promised

REQUEST FINANCING
Talk to a
lending expert
844-223-7496
RENTAL LOANS
Rental Portfolio Loan30-Year DSCR Loan30-Year DSCR Portfolio LoanShort-Term Rental Loan
BRIDGE LOANS
Fix and Flip LoanLine of CreditNo-Ratio Bridge Loan
new construction loans
Ground-Up Construction LoanBuild-to-Rent Loan
Multifamily loans
Multifamily Bridge LoanMultifamily Term Loan
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PRIVACY NOTESyour california privacy choicesterms of service
© 2026 CoreVest American Finance Lender LLC. All Rights Reserved. CoreVest American Finance Lender LLC (CoreVest) is a subsidiary of Redwood Trust, Inc. (Redwood). Neither CoreVest nor Redwood is a chartered bank or trust company, or depository institution. Neither CoreVest nor Redwood is authorized to accept deposits or trust accounts, nor licensed or regulated by any state or federal banking authority. CoreVest makes commercial, business purpose loans. Loans are for investment purposes only and not for personal, family, or household use. Loan product availability may be limited in certain states. This is not a commitment to lend. All loans are subject to borrower underwriting and credit approval, in CoreVest’s sole and absolute discretion. Other restrictions apply. NMLS Number 1627183; Loans made or arranged in California are made pursuant to a California Finance Lenders license (License No. 60DBO-43692); Oregon Mortgage Lending License #ML-5655; Utah Mortgage Entity License #11128868; Arizona Commercial Mortgage Banker License #CBK-1044531; Minnesota Residential Mortgage Banker License #MN-MO-1627183. The specific facts and circumstances of each proposed loan transaction impact whether CoreVest will be authorized to make loans in each applicable state. Website SiteMap