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Short-Term Rental Loan

Short-term rental loans built to

grow your portfolio

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LOAN FEATURES

Bring long-term budget stability to your

vacation rental portfolio

Finance, refinance, or consolidate qualifying short-term rental properties with flexible, fixed-rate financing designed for experienced investors. Whether you're expanding your portfolio or unlocking equity, our lending solutions help you scale with confidence.

Finance 5+ short-term rental properties under one loan
portfolio financing
Choose from 3-, 5-, 7-, or 10-year fixed-rate terms
fixed-rate stability
1-4 unit SFRs, condos, townhomes, and small multifamily properties
built for short-term rentals
Borrow up to 75% of property value
access more capital
Loan amounts from $500K to $50M+
scalable Loan Sizes
WORKING WITH COREVEST

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Draws on your timeline, every time

Getting funding should be the easiest part of your short-term rental project. That’s why we’ve designed a simple draw process centered around your timeline — not ours. With a dedicated construction manager and an intuitive digital portal, we keep your capital moving so you can hit your next milestone.
Meet CoreVest
Get onboarded
Once your loan closes, we’ll send a welcome email with secure credentials to our draw request site. If you’d like, you can schedule an onboarding call with your construction manager to walk through the process.
Request your funds
When a phase of work is complete, simply log in to the draw request site to submit your draw package and initiate your funding request. Be sure to include supporting documents, such as invoices, permits, and lien waivers.
Schedule an inspection
To verify the completed work, our team will coordinate a site visit with a third-party inspector. The inspector will reach out to schedule a convenient time to visit the property and compile an inspection report for CoreVest.
Collect your funds
If approved after reviewing your inspection report, we’ll wire the funds to you within 2–5 business days. To keep the process seamless, we’ll net standard servicing, inspection, and wire fees directly from the total draw amount.
WHY COREVEST

Advantages of our short-term rental loan

The CoreVest difference lies in reliability and efficiency. See how our dependable capital and streamlined process compare to conventional financing options.

Approval based on rental income
Minimal documentation
Quick to close
Built for self-employed
Investor-friendly
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Conventional
Loans
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RECENTLY FUNDED DEALS
short-term rental
$1,489,000
Closed
1 Property
Pasadena, CA
short-term rental
$705,000
Closed
1 Property
Tiki Island, TX
FREQUENTLY ASKED QUESTIONS

Expert answers

to your short-term rental loan questions

Discover what makes CoreVest an industry leader. With over a decade of experience, we continue to raise the bar through each market cycle.

Meet Corevest
What types of residential properties do you finance?
We provide financing for single-family rentals with 1–4 units, condos, townhomes, and small multifamily assets.
What is the difference between a CoreVest investment loan and a traditional home loan?
We’re a commercial lender that provides financing exclusively for investors with non-owner-occupied properties. While a traditional home loan is a consumer product meant for a primary residence, a CoreVest investment loan is a business product meant for scaling a real estate portfolio.
Can a buyer assume my CoreVest rental loans if I sell my portfolio?
Yes, if certain conditions are met. For loans over $5 million, we generally grant a one-time right for a purchaser to assume the existing debt, subject to underwriting approval and an assumption fee. For loans under $5 million, debt assumption isn’t standard but can be reviewed on an exception basis.
Are your interest rates fixed or floating?
As a cycle-tested lender, we offer fixed interest rates across our entire suite of loans, as well as floating or variable rates for our rental and term loans. Whether you prefer long-term predictability or short-term flexibility, we can structure our loans for your capital needs.
Can I manage my own properties?
Yes. Whether you prefer to be hands-on or outsource to a third-party property manager, we give you the flexibility to run your portfolio your way.
Can I choose my own title and escrow company?
Yes. To keep your closing on schedule, we often work directly with our borrowers’ preferred title and escrow companies.
Explore all FAQs
Trustpilot
BRIDGE LOANS

Discover more

rental loan solutions

Move fast on your next project with short-term loans for acquisition, new construction, or renovation.

RENTAL LOANS
Rental Portfolio Loan
Unlock the full potential of your rental properties by bundling them into one loan with recourse and non-recourse options.
Up to 75% LTV
Close in as little as 30 days
3–10 year terms
Explore financing
Rental Loans
30-Year DSCR Loan
Scale your rental portfolio by qualifying based on your property’s rental income rather than your personal income.
Up to 80% LTV
Close in as little as 30 days
30-year term
Explore financing

Ready to grow your
‍

short-term rental portfolio?

REQUEST FINANCING
Talk to a
lending expert
844-223-7496
RENTAL LOANS
Rental Portfolio Loan30-Year DSCR Loan30-Year DSCR Portfolio LoanShort-Term Rental Loan
BRIDGE LOANS
Fix and Flip LoanLine of CreditNo-Ratio Bridge Loan
new construction loans
Ground-Up Construction LoanBuild-to-Rent Loan
Multifamily loans
Multifamily Bridge LoanMultifamily Term Loan
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PRIVACY NOTESyour california privacy choicesterms of service
© 2026 CoreVest American Finance Lender LLC. All Rights Reserved. CoreVest American Finance Lender LLC (CoreVest) is a subsidiary of Redwood Trust, Inc. (Redwood). Neither CoreVest nor Redwood is a chartered bank or trust company, or depository institution. Neither CoreVest nor Redwood is authorized to accept deposits or trust accounts, nor licensed or regulated by any state or federal banking authority. CoreVest makes commercial, business purpose loans. Loans are for investment purposes only and not for personal, family, or household use. Loan product availability may be limited in certain states. This is not a commitment to lend. All loans are subject to borrower underwriting and credit approval, in CoreVest’s sole and absolute discretion. Other restrictions apply. NMLS Number 1627183; Loans made or arranged in California are made pursuant to a California Finance Lenders license (License No. 60DBO-43692); Oregon Mortgage Lending License #ML-5655; Utah Mortgage Entity License #11128868; Arizona Commercial Mortgage Banker License #CBK-1044531; Minnesota Residential Mortgage Banker License #MN-MO-1627183. The specific facts and circumstances of each proposed loan transaction impact whether CoreVest will be authorized to make loans in each applicable state. Website SiteMap