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West Virginia DSCR Loans and Rates 2026 | CoreVest Finance

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DSCR Loans in West Virginia

Private DSCR Lender in West Virginia

Investing in rental property in West Virginia takes capital — and traditional mortgages aren't built for investors. CoreVest Finance's DSCR loans qualify West Virginia borrowers based on a property's rental income, not personal income or tax returns, so investors can move on deals faster.

Get in touch with CoreVest to see current West Virginia DSCR loan rates and find out how much you could qualify for.

DSCR Loan

30-Year DSCR

  • Fixed rate loan on a rental property based on DSCR (1.0x)
  • SFR (1-4 unit), condo, townhome
  • Up to 80% of value
  • 30 year term
  • $75k – $2M+

Frequently Asked Questions

What is a DSCR loan?

A DSCR loan qualifies a borrower based on a rental property's income rather than personal income. Lenders calculate the Debt Service Coverage Ratio (DSCR) by dividing the property's rental income by its total debt obligations (principal, interest, taxes, insurance).

Do I need to show personal income to get a DSCR loan in West Virginia?

No. CoreVest's DSCR loans are underwritten primarily on the property's projected or in-place rental income, not the borrower's personal income or employment history.

What property types qualify for a DSCR loan in West Virginia?

Single-family residences (1–4 units), condos, and townhomes are eligible under CoreVest's 30-year DSCR program.

How much can I borrow?

Loan amounts range from $75,000 to $2M+, up to 80% of the property's value.