skip to Main Content

Loan Calculator

Rental Portfolio Loan Calculator

Calculate your monthly payments with the free rental portfolio loan calculator below. Input your portfolio information and desired terms in the calculator to estimate your loan size and monthly interest payment.

[CP_CALCULATED_FIELDS id=”6″]

The Loan Amount is a function of LTV and a minimum Debt Service Coverage Ratio (DSCR) of 1.2x. DSCR is calculated by taking portfolio net income (not including interest expense) and dividing by your loan’s interest expense. For instance, if portfolio net income (excluding interest expense) is $140,000 and interest expense is $100,000 then the DSCR is 1.4x.

In certain cases, the loan amount shown will be lower than what is implied by your desired LTV value. This is because the portfolio cashflows do not support the interest expense at your desired LTV level. As a result, the loan amount needs to be reduced so the DSCR is greater than or equal to 1.2x.

Ready to Finance Your Investment Properties?

Apply now. Our originations team is ready to work on your loan.

Latest Articles from CoreVest Finance

It Happens! How to Protect Your Investment Property from Natural Disasters

It Happens! How to Protect Your Investment Property from Natural Disasters

With the latest advancements in satellite imagery and data, viewers can now see the pathway…

READ MORE
Of Cap Rates and ROI – Making Sense of it All

Of Cap Rates and ROI – Making Sense of it All

By: Allison Paz, Originations Having a fundamental understanding of how success is measured is important…

READ MORE

Industry Membership and Participation

Back To Top
Back To Top